You're selling your bike, you're moving on, what NEXT ?

Purificator81

ride until the end of endless road...
Joined
Apr 30, 2014
Messages
375
Location
Morocco
Yeah I am at 99% decision to go for 1290 SAR...I realised that I do not ride thar often to hit say 50k or 60k km in say 2 or 3 years...meaning if it is brand new and under warranty I can manage to get a great experience out of a bike even if it is not that reliable....

I also spoke with my trusted mechanics and confirmed that the LC8 is extremely reliable...same for its quickshift...and that only few electronic issues have somehow plagued the 1290 ....well the SAR has manual suspension adjustment and fewer electronic stuff...

I will consider the 1250gs once I decide to do only road and long distance touring...meanwhile I am attracted to the character and feel of the KTM...

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audiowize

Active Member
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Sep 29, 2022
Messages
220
Location
Seattle
I am always surprised how easily Americans finance anything. Not judging at all, we mostly do it different over here. If I ain’t got the cash, I ain’t buying. What I understand it is normal at your side of the pond, no problem with that. Just feel awkward to me.
When you go to buy a house or a car in the US, the financial institution attempting to loan you money will run your credit report and those scores will largely determine your interest rate. If you only pay cash for your cars and motorcycles and don't have a credit card, you'll have no credit history and it can actually be difficult to get a loan.

On the other hand, if you buy a $20,000 car and put $15,000 down, then pay a tiny car payment every month for a few years, that contributes substantially to your credit score. Similarly if you have a credit card with a reasonably high limit and you keep the balance super low or pay it off every month, that demonstrates responsibility and works to provide more favorable rates in the future.

Oddly enough, having a small loan on a motorcycle could save you substantial money over here if a home purchase or refinance is in the near future.
 

Cycledude

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Jan 29, 2016
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4,034
Location
Rib lake wi
If I ever buy a different adventure bike it will most likely be quite a bit lighter and not as tall as the Super Tenere , it definitely would have to come from the factory equipped with cruise control, I prefer shaft drive but chain drive probably wouldn’t stop me from buying it.
 

Sierra1

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Nov 7, 2016
Messages
15,029
Location
Joshua TX
. . . . Similarly if you have a credit card with a reasonably high limit and you keep the balance super low or pay it off every month, that demonstrates responsibility and works to provide more favorable rates in the future. . . .
Yeah, we learned all of this the slow way. We always thought that having no credit cards or loans was a good thing. Then we learned that you have to have a lot of credit on cards, but only use a little of it. We have a few credit cards that give "cash back" on different things. We use these cards for the specific returns instead of a debit card. We pay "last statement balance" monthly so we never pay interest. And credit cards have great fraud protection. Make sure you set up you purchase alerts, so you know when ANY purchase is made.
 

StefanOnHisS10

Converting fuel into heat, noise and a bit motion
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Apr 8, 2020
Messages
2,181
Location
The Netherlands, Friesland.
When you go to buy a house or a car in the US, the financial institution attempting to loan you money will run your credit report and those scores will largely determine your interest rate. If you only pay cash for your cars and motorcycles and don't have a credit card, you'll have no credit history and it can actually be difficult to get a loan.

On the other hand, if you buy a $20,000 car and put $15,000 down, then pay a tiny car payment every month for a few years, that contributes substantially to your credit score. Similarly if you have a credit card with a reasonably high limit and you keep the balance super low or pay it off every month, that demonstrates responsibility and works to provide more favorable rates in the future.

Oddly enough, having a small loan on a motorcycle could save you substantial money over here if a home purchase or refinance is in the near future.
Ah that makes sense, you get rewarded for being a good boy. And the Gov is getting a peek in your finances. I hate that last bit, but unfortunately our Gov is going the same path slowly. Latest crap idea they are trying to push is limiting all cash payments to a few hundred, A**holes. Trying to ban all 500&200 notes is also high on their list (“because only criminals use those”). I am a tradesman and get paid a lot in cash, cannot except cash north of 10K anymore. Then I have to do a background check where the money came from, WTF how can I know. Etc etc. Did I mention I hate this Gov already?
 

cyclemike4

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Joined
Sep 18, 2016
Messages
827
Location
ky
The world is full of greed and that is ashamed. A hard working person who lives within their means is penalized when it comes time for a loan. You either cant get the loan or have to pay a crazy intrest rate because they are aware you will probably pay it off early. Seems loans are only for people who live by the loan. The last tractor my grandfather bought was done all because of his name. He only went to town once a month at most. He was looking at a tractor and the sales person was ready to make a deal. Pappaw said i will be in town in a month to talk with the bank. This was saturday afternoon. Monday morning a flat bed with that tractor showed up at pappaws farm. The sales man said i went to the bank this morning and the banker said to come in next month to fill out the papers for the loan. You wont find a lending institution like that now.
 

Purificator81

ride until the end of endless road...
Joined
Apr 30, 2014
Messages
375
Location
Morocco
I kept my S10 for 10 years and everytime a potential buyer calls my heart just kind of skips a beat....I know it is frequent when you spend too much time with the same bike....but as a last resort, I just wondered if someone upgraded both the rear suspension (to ohlins or trx) and the front suspension at the same time (plus an ECU reflash -mine is a Gen 1-)....how does the bike feel? Does it become more offroad capable say like the suspension on ktm 1290 SAR? I just want to give it like the last shot before really giving up....all theses years spent on little things to make the bike really suitable to me...else I would save this spending and rather get a KTM 1290 SAR...


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Dirt_Dad

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Sep 21, 2010
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“and that only few electronic issues have somehow PLAGUED the 1290.”
Happy to say I have not been visited by that plague in my first 29K miles of the SAS.

In fact, in the last 11 years, which covers 4 Super Teneres, and one 750 GS, the SAS has proven to be the most reliable bike of them all. The BMW wins second in reliability, and somewhat unexpectedly, the Yamahas were all more problem and recall prone.
 

Tenman

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Joined
Dec 7, 2013
Messages
2,110
Location
Natchez Ms USA
This price is for a GT PRO. This is after the sale chic knocked off $2k. I’ve talked to 2 dealers about 200 miles from me. I am seeing a trend. They give me the list price with all the added fees. Then the salesman asks me to make an offer. Then they say I’ll have to talk to sales manager. Is this how most dealers do it? Looks like I’ll be riding my 2013 S10 awhile. IMG_4101.png
 

Sierra1

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Nov 7, 2016
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15,029
Location
Joshua TX
. . . . Then they say I’ll have to talk to sales manager. Is this how most dealers do it? . . . .
I've never known one that didn't. Have prearranged financing helps. And deciding what price you will agree to. For when they as "what's it going to take to make this deal happen".
 

blitz11

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Joined
Sep 23, 2014
Messages
315
Location
SW Montana
The way i live and what i teach my students is that you never take a loan on something that depreciates. You're paying TWICE - depreciation + interest. No one ever considers depreciation as a hard cost.

The one exception i tell them is that if they NEED a car (in the US, need happens), then that one loan to get their feet on the ground is the cost of doing business (they're engineering students). After that, if it depreciates, save, then use cash.

As mentioned above, you can have a stellar credit score by using a credit card as a credit rating vehicle, and not for credit. Big difference.
 

Cyclops66

Active Member
Joined
Jul 4, 2022
Messages
131
Location
Bear, Delaware
I went over the fence for a GSA 2023 trophy and just peed a little thinking about it. Tenere is good but everything it does good the GSA yawns at. Will I part with the S10 Nope great bike at doing everything and reliable and cheap until you ride a gsa...... do not ride a GSA warning you will buy one.
 

Sierra1

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Nov 7, 2016
Messages
15,029
Location
Joshua TX
..... do not ride a GSA warning you will buy one.
That would be true statement unless you had lived with one for a while. I loved the RT until after the warranty was up. And then that dream machine turned into a nightmare. I've never had any trouble with any of my Yamahas. So, "I" can look at a Beemer and appreciate form, but "I" can't help but remember the function.
 

Purificator81

ride until the end of endless road...
Joined
Apr 30, 2014
Messages
375
Location
Morocco
I went over the fence for a GSA 2023 trophy and just peed a little thinking about it. Tenere is good but everything it does good the GSA yawns at. Will I part with the S10 Nope great bike at doing everything and reliable and cheap until you ride a gsa...... do not ride a GSA warning you will buy one.
Have you tried the GSA offroad? Is your statement the same too?
Have you tried by any chance the KTM 1290 SAR before going for the GSA?

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cyclemike4

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Sep 18, 2016
Messages
827
Location
ky
I rode a brand new GSA last year at a demo ride. I really didn't like that bike. Not saying it is a bad bike for others it just didn't work well for me. Of course it was a demo ride and I didn't know much if anything about the bike. All I can say is it had a terrible head shake at times. Of course they had the suspension set as soft and low as it would go so people would not be dropping the bike. It just may have been set up bad for me. Yes it had more power than my Tenere but the mode it was in it didn't seem any faster even though i know it was. It did handle tight slow direction changes well and parking lot stuff was pretty easy for the most part. It felt good out on the interstate but didn't feel as good to me as my Tenere on the interstate. Of course a lot of the things i was feeling may have been due to me putting so many miles on just a couple bikes and demo bikes just feel so different. Most of those demos are only short rides and I could not mess with the settings and learn about the bike to give it a fair shake. they are good for giving you an idea of you are truly interested in the bike then you can go to the dealer and get a full demo I am sure. the thing that really didn't work for me was all the electronics doing the same thing i was trying to do. I could not get a smooth gear shift unless i let the bike do it. Not to mention the hill assist and all the other things the bike was trying to do for me. Years and years ago I really liked those bikes not so much now. Like I said they may be the perfect bike for someone else just not for me. Although if someone gave me one yep i would ride it.
 
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