Absurd insurance quotes for the s10

[Tenerefeller]

True, one more reason not to live there! Could still be worth the call I know they were half what progressive was for me. Just my 2 cents

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[keeponriding]

I got GEICO: 250 a year for the 2012...but I'm over 60 and no accidents. My 2nd bike is only like 50 more per year.

 

[Maxified]

Wow, guess I am doing OK with Progressive at $240 per annum for both the ST Ninja 1000.

 

[VgnSTRider87]

If anyone feels comfortable sharing, do these insurance premiums include comprehensive and collision insurance on the ST? I have managed to get some decent quotes but they still shoot up to over $2k if I add comp and collision.

 

[keeponriding]

Yes...but, rates vary with a number of conditions; zip code for one, I live in a city, so rates go up. Other factors besides age, and history include garage or not, residential vs urban neighborhood and other vehiucles. My Porsche is cheap(er) because we also have 4 other cars....

 

[keeponriding]

Frankly, I don;t remember the coverage; pretty sure it's comp and collission...but I don;t recall the deductible or coverage limits which have a large impact on the premium. I know they are not as large as any of the cars.

 

[arjayes]

If anyone feels comfortable sharing, do these insurance premiums include comprehensive and collision insurance on the ST? I have managed to get some decent quotes but they still shoot up to over $2k if I add comp and collision.

Photo of my Tenere coverage attached. I'm 55 and live in San Diego. Hope that helps.

 

[Tenerefeller]

I think the clear as mud answer here is you should call around, like I say here in the sticks with out tickets married with kids own my home with comp/collision $50 deductible through geico $20 per month or $240 per year. But it took 6 phone calls. Oh and don't make a claim cause I hear they will drop you like a rock if they have to cut a check. -good luck

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[redneckK20]

I'm 23 with a speeding ticket and my full coverage is $75 a month from Geico.

 

[Tenerefeller]

I'm 23 with a speeding ticket and my full coverage is $75 a month from Geico.

That's pretty good!

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[tomatocity]

If anyone feels comfortable sharing, do these insurance premiums include comprehensive and collision insurance on the ST? I have managed to get some decent quotes but they still shoot up to over $2k if I add comp and collision.

I have full coverage with $1,000 deductible.

 

[Travex]

Just adding to the heap here, but I'd been with Progressive for many years and had all our vehicles (3 suv's, 1 car, & 5 bikes) and homeowners through them and they still tried to get me for $1600.00 on the Tenere. "Rock bottom Sir... That's the best we can do and the best you will find." Naturally, I walked. Now the S10's at $400 through Nationwide.

 

[krussell]

I'm at 293 with State Farm. They insure everything I own and have for 20ish years. I have an umbrella policy on top of this, so my liability has to be at 250/500.

Note below they actually call it 'DUAL PURP.' Also interesting, it's the most expensive of any I've insured with them. My K1600GTL, insured at the same time, was only $240? My understanding is that it's all about claim history, not type/style/size, but that's just what my agent says.

 

[SuperTenSteve]

I used a insurance broker, they are supposed to find me the best price, fernet.com they put me with Dairyland. This is with my current bike a Suzuki SV1000. I had a accident the first in decades and they were very generious with the estimate for repairs.

 

[Southern7]

I am with Progressive for $325/year. I have cars, boats, and ATV's with them. I have full coverage on the Tenere and evem have uninsured motorist as well, because here in MS, a lot of people do not carry insurance, even though it is now the law. I do have a motorcycle endorsement on my license though, because it is required in MS now. Deductible is $500. Includes $3K in accessory coverage standard. I'm in my early 50's. Mine is a 2012 I got new in Feb.

 

[happy_gopher]

I just got my quote today. 2012 Super Tenere. I am 42 years old, perfect driving record, full coverage, comp andcollision:

$552/year
Hg

 

[rotortech71]

Wow, prices all over the board. I'm 42, married, homeowner, no tickets or accidents, and pay $235 a year with Allstate for full coverage, with a $1000 deductible. Use Allstate for home, one car, and one truck as well.

 

[Jonezn]

Another Progressive policy holder here....

I went from paying $180/year for a VTX 1800 to $439/year on the ST. It really baffled me because the VTX is supposed to be a sport cruiser. I figured the insurance would be around the same.

 

[capost]

Just switched from Progressive..$478.. To Dairyland...$213...Full coverage. $250 Deductible. Good record. 60YO. 2012 S-Ten in So. Maine.

 

[Tenerefeller]

Sounds like progressive is not our friend!

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