$160 per month for plates in saskatchewan. That only covers value of bike at time of accident, fire or theft and liability. i only plate it for 6 months and $700 deductible. That is mandatory gov. Insurance. For an additional $600 per year at a non gov. insurer i get $0 deductible for wildlife collision, and a brand new S10 if written off and only $50 deductible. Not cheap to ride a bike here, but even if it was double that price it would still be worth it