One more note on CC use VS debit. Short story-
I was shopping at Wal-Mart years ago, it happened to be NASCAR weekend and the place was packed. I walked straight in and straight out, probably for an oil filter or oil. I think it was that night or the next day my phone started blowing up and then my bank called, and it was a real big mess. Fast forward a few days and a long story--------
Someone must have walked by me and scanned my info from me and never touched me. They got all my CC info. (I never stopped and talked with anyone, I didn't bump into anyone, no strange situation, no anything, I was on a mission and in & out) They tapped the card for $3K and when that with through they tapped the card three or four times for $5K each time. If I remember it was $3k-$5k-$5k-$5k-$5k.
Few days later the bank / CC company & police set up a meeting with fraud / security with Wal-Mart and we all had a meeting at Wal-Mart. (Police-my bank-me-Wal-Mart) It was really interesting. Any how, I was credited back everything (it was the first $3K) and everything else was taken care of by the CC company and my bank. I had no issues and had no personal loss. In this meeting, it was brought up and said, that "if this was a debit card in this case, they probably would have drained the entire account". And 'these people' in the meeting couldn't do anything about this if it was a (debit card) situation. I knew all this info but really interesting who would even carry a debit card, they would have gotten that info and drained the account.... Crazy tech and people out in this world.
With the CC it was 100% taken care of.