I bought the S10 at 31. I could not ride the ducati or the Vrod in the PACNW winter without some effort. Depending on your experience, and your understanding that there are rules associated with a moto in this weight class, the S10 can do anything you ask of it.
I spent 6 months researching...
Either Clarksville to Nashville in January 2008 or my ride last weekend out to ocean shores, WA. Where I'm from, it shouldn't get that cold with a relative humidity of 80%.... Chills you to the bone.